Health insurance varies in its types. For any condition you might find a health insurance scheme. Dental expenses, medical services, prescription medicines, long term care, and disability are all covered in different type of plans of health insurance. If you have lost income due to extended illness or any disability, you could be well covered by the disability insurance. The term health insurance usually refers to the coverage on medical expenses. Most of the employers buy this health insurance for their employers as a part of the package. Once it is bought, the health insurance has to be renewed yearly. You should have paid the premium properly to get the benefits out of the health insurance. Major medical expenses like surgery, hospitalization, and other are also covered depending on the plan you choose. Managed Care and Free for Service are the two types of health insurance that is available mostly. For major medical expenses to be covered you have to go for other plans.
[tags]Insurance Premium, Disability Insurance, Managed Care[/tags]